News & Commentary
All content contained hereunder are provided for informational and educational purposes. Any and all comments should not be deemed as Experiential Wealth delivering individualized financial or investment advice. Our comments are an expression of opinion at the time such comments or opinions are expressed. We are not responsible to update prior opinions or comments on an ongoing basis. In the case of investments, past performance is no guaranty of future returns.
On October 31, 2013, the Internal Revenue Service announced cost of living adjustments affecting dollar limitations for pension plans and other retirement related items for Tax Year 2014. Here is a summary of those limit increases.
On September 26, 2013, Fidelity issued a news release announcing the strategic asset allocation adjustments to its Freedom Funds – a series of target date funds.
August this year will mark the 5th anniversary of the Lehman bankruptcy which ushered in the full force of the global financial crisis. Although ...
August this year will mark the 5th anniversary of the Lehman bankruptcy which ushered in the full force of the global financial crisis. Although ...
On May 3, 2013, the Internal Revenue Service issued Revenue Procedure 2013-251 announcing the 2014 inflation-adjusted amounts for ...
The US Market - non plus
The first quarter of 2013 has been nothing less than spectacular for the US stock market with the S&P 500 and the ...
The most important non-event in 2012 was the end of the 5,125-year cycle in the Mayan calendar on December 21 which should have ushered in the ...
The Fiscal Cliff is the culmination of expiring (Bush-era) tax cuts and subsidies and initiation of spending cuts (“Sequestration”) and new ...
Effective on tax year after December 31, 2012, a Medicare Tax increase of 0.90% is set to become effective along with a new 3.8% Medicare Surtax ...
In our second quarter report, we highlighted a number of major macro risks that added significant downside risk to the economy and financial ...
2013 Annual Qualified Retirement Plan Limitations
On October 18, 2012, the Internal Revenue Service published (IR-2012-77) cost of living ...
Here is Chao & Company’s market commentary for the 2nd quarter of 2012.
On June 16, 2010, the SEC requested comment on the proposed required disclosure of a target date fund’s target date (or current) asset allocation and Chao & Company provided its public comment.
Certain covered service providers are required to furnish specified information to plan administrators so that they may comply with their disclosure obligations. The DOL issued a Field Assistance Bulletin affirming the application of this regulation to IRS section 403(b) plans that are ERISA-covered plans.
Target Date Funds ("TDFs") are fast becoming the dominant investment choice for account-based DC plans in the US. The purpose of this paper is to review the quantitative analytical tools and factors that should be considered as parts of a prudent process for plan sponsors and their advisors in selecting and monitoring TDFs.
On April 27, 2012, the IRS announced the 2013 inflation-adjusted amounts for Health Savings Accounts (HSAs) as determined under the Internal Revenue Code § 223.
Here is Chao & Company’s market commentary for the 1st quarter of 2012.
Philip Chao, Principal and Founder of Chao & Company, recently authored an AdvisorOne article regarding Goldman Sachs and the fiduciary ...
Philip Chao, guest columnist for RIABiz, raised concerns that NAPFA and FPA are not holding a higher standard for IRA account owners.
Here is Chao & Company’s market commentary for the 4th quarter of 2011.