Experiential Wealth, Inc.
Experiential Wealth, Inc.
Experiential Wealth, Inc.

Retirement Plan Fudiciary Consulting

Guiding plan sponsors through the regulatory, fiduciary, and investment labyrinth.

Prudence is not a choice. Learn more about how we approach the dual fiduciary mandate of best interest and due care to reach the desired outcome.

The DOL’s and SEC’s combined efforts to regulate the investment and advice industry over the years, by strengthening the application of the fiduciary standard, have been challenging. Serving in client’s best interests by removing conflicts is common sense. We welcome the rest of the industry, with or without additional fiduciary regulations, to join our way of life – to carry out actions in good faith with undivided loyalty and due care. Learn more about our fiduciary services:

Fiduciary Consulting

We help ERISA stewards develop a framework and process to meet their responsibilities and obligations in achieving the overall goals and objectives of the retirement plan.

Plan Design Consulting

We believe careful plan design with provisions that overcome the drawbacks of participant behaviors would positively impact retirement outcome.

ERISA Investment Consulting

We create a reasoned and practical Investment Policy Statement that guides the process to identify, select and monitor prudent investment methodologies and vehicles.

Speaking Engagements

Looking for a Speaker?

Looking for a speaker on target date fund selection and benchmarking; using managed accounts as a QDIA; revenue sharing; or other retirement plan sponsor best practices? Consider Philip Chao, Principal and CIO of Experiential Wealth, Inc.

"Philip has spoken several times at SPARK conferences, on topics that include investment trends and the changing needs of retirement plan sponsors. My members found Philip engaging, passionate and insightful. His presentation style is charming and full of real world experiences that he draws from his work with clients."


Retirement Plan & Fiduciary Consulting Latest

Quarterly Market Commentary – 2024 Q1

What's Morphed in 2024Q1? It’s all about inflation and the Fed’s interest rate reaction function. From the absence of forward guidance to the incessant data dependency – understandably in a time of uncertainty – the Fed is feeling its way to a landing. In the prepared...

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Quarterly Market Commentary – 2023 Q4

2023 reminds me of the “Everything Everywhere All at Once” movie. The most anticipated hard landing or recession did not happen even after a rapid 525bp increase in interest rates since 2022. Chair Powell said that the FOMC is “navigating by the stars under cloudy...

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Quarterly Market Commentary – 2023 Q3

Executive Summary The first half of the year was full of hope that inflation will continue to decelerate and thus the Fed will take its foot off the rate hiking gas. The scenario of a soft landing fast became the (desired) base case.  This is the immaculate...

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