News & Commentary
All content contained hereunder are provided for informational and educational purposes. Any and all comments should not be deemed as Experiential Wealth delivering individualized financial or investment advice. Our comments are an expression of opinion at the time such comments or opinions are expressed. We are not responsible to update prior opinions or comments on an ongoing basis. In the case of investments, past performance is no guaranty of future returns.
Here is Chao & Company’s market commentary for the 4th quarter of 2014.
Here is Chao & Company’s market commentary for the 3rd quarter of 2014.
The October 23, 2014, IRS Notice 2014-66 coupled with the confirmation from the DOL Information Letter of the same date cleared the way for target date funds to include unallocated deferred annuity contracts in their investment mix. The Notice and the Information Letter tie together DOL regulation regarding qualified default investment alternative and the fiduciary safe harbor rule for selecting annuity providers.
On October 23, 2014, the IRS announced cost of living adjustments affecting dollar limitations for pension plans and other retirement related items for Tax Year 2015. The following is a comparison of the 2014 and 2015 limitations.
Many plans immediately "fired" PIMCO when Bill Gross's departure was announced. However, when a manger leaves a fund that is on a plan investment menu, Chao & Company looks to the plan's written investment policy for guidance rather than a knee-jerk reaction. .
Philip Chao was recently quoted in a Wall Street Journal article regarding Bill Gross's departure from PIMCO. Here is that article.
Here is Chao & Company’s market commentary for the 2nd quarter of 2014.
Here is Chao & Company’s market commentary for the 1st quarter of 2014.
On April 23, 2014, the IRS issued Revenue Procedure 2014-301 announcing the 2015 inflation-adjusted amounts for Health Savings Accounts, as determined under the Internal Revenue Code § 223. Here is a comparison of the 2014 and 2015 limits.
This article depicts a comparison Philip makes after hearing a speech by Captain Phillips with regards to a fiduciary standard in the investment world as well trust and duty in this maritime situation.
Philip Chao, guest columnist for RIABiz, recounted the luncheon keynote from Captain Phillips at the 2014 Putnam Investment Analyst meeting. He is a true fiduciary.
Using revenue generated from investment vehicles to offset retirement expenses is a fiduciary decision, and far too many plan sponsors are not aware of the decision being made on their behalf. Unsuspecting plan sponsors believe that their retirement plan is “free” while all along the plan is paying all expenses through the use of revenue paying investment vehicles.
Here is Chao & Company’s market commentary for the 4th quarter of 2013.
Here is a presentation that we have created regarding return probability.
On October 31, 2013, the Internal Revenue Service announced cost of living adjustments affecting dollar limitations for pension plans and other retirement related items for Tax Year 2014. Here is a summary of those limit increases.
On September 26, 2013, Fidelity issued a news release announcing the strategic asset allocation adjustments to its Freedom Funds – a series of target date funds.
August this year will mark the 5th anniversary of the Lehman bankruptcy which ushered in the full force of the global financial crisis. Although ...
August this year will mark the 5th anniversary of the Lehman bankruptcy which ushered in the full force of the global financial crisis. Although ...
On May 3, 2013, the Internal Revenue Service issued Revenue Procedure 2013-251 announcing the 2014 inflation-adjusted amounts for ...
The US Market - non plus
The first quarter of 2013 has been nothing less than spectacular for the US stock market with the S&P 500 and the ...