by admin | Jun 2, 2019 | Everything Else, Individuals, Institutions, Limits, Regulations
On May 22, 2019, the Internal Revenue Service issued Revenue Procedure 2019-25, announcing the 2020 inflation-adjusted amounts for Health Savings Accounts (HSAs), as determined under the Internal Revenue Code § 223. Here is a comparison of the HSA calendar year 2019...
by admin | May 13, 2019 | Company News, Everything Else, Opinions
Personal data is an asset. It seems obvious as to its ownership, but it’s complicated. When you dig into it, the ownership line is blurry. From Amazon, Facebook, Google, to your recordkeeper and payroll provider, they all possess increasing amounts of data...
by admin | Apr 12, 2019 | Company News, Everything Else, Opinions
In order to remain viable, a financial services company must remain relevant. In order to remain profitable, a financial services company must find ways to combat shrinking margins by gaining more clients and binding them. Fidelity’s latest iteration – Fidelity...
by admin | Apr 11, 2019 | Company News, Everything Else, Opinions
The purchase of Wells Fargo retirement business by Principal is a sign of the shrinking recordkeeping industry. Fee compression is a major force and has direct impact on profitability. Thus, size matters. Click here to read the full article.
by admin | Mar 22, 2019 | Company News, Everything Else, Opinions
For some time now, I have been contemplating the distribution path for asset managers in a shrinking (too many players in a changing demographic and low return world) marketplace under significant (and not ending) fee compression path. If you are a large and...