ERISA Investment Consulting
Experiential Wealth’s Investment Consulting provides investment fiduciary advice with the goal of reducing fiduciary responsibilities and liabilities for Plan Sponsors.
Through the development of a reasoned and practical Investment Policy Statement, we aim to guide the process in a way that will deliver cost effective solutions, identify and select investment vehicles that align with the stated goals, and prudently monitor investments.
A detailed and deliberative process helps to prepare an Investment Policy Statement. Some of the factors being considered are:
- Organization and participant background and demographics
- The Plan’s goals and objectives
- Identify all fiduciaries including functions
- Identify asset and sub asset classes or strategies to be included in the core menu
- Investment philosophy – the role of passive vs active investment options
- Investment selection criteria and benchmarks
- QDIA (multi-asset portfolio) selection and monitoring criteria
- Review historical returns, risk and correlation
- Investment monitoring criteria
- Watch list criteria
- Participant level advice selection and monitoring
- Miscellaneous issues such as company stock, 404(c) and brokerage accounts
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